Free: check your portfolio overlap & returns vs Nifty →
Home / Calculators / Payback Period Calculator

Payback Period Calculator

How many years until an investment recovers its initial outlay through annual cashflow? The simplest project-evaluation tool — no discount rate, no time-value gymnastics.

🇮🇳All amounts in ₹ INR · India tax law · FY 2025–26

Inputs

Payback period
4.17 yr

Use cases

  • Solar rooftop — typical 5–7 year payback in India
  • EV vs ICE purchase
  • Small business equipment / franchise buys

Limitation: ignores time value of money. For longer projects use NPV instead.

Want this number turned into a plan?

Payback Period Calculator answers the math. A payback period calculator number lives inside a goal — retirement, tuition, a house, freedom. Sulekha Sen can map it to yours.

Book a free 30-min call →

Or read more about Sulekha · try a related calculator