Disclaimer & risk disclosure

Effective: 2026-09-29

1. Market risk

Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance is not indicative of, and does not guarantee, future returns. The value of investments can go down as well as up.

2. Calculators are illustrative

Every calculator on this site is for educational and illustrative purposes. Results are projections based on your inputs and assumed rates; they are not investment advice, forecasts or guarantees. Actual outcomes depend on market conditions, taxation, fund-house terms and other factors.

3. Fund data, lists and the overlap checker

NAV, returns and fund size are computed from AMFI data (via the open TigZig MF NAV API). Portfolio holdings come from each fund house’s SEBI-mandated monthly portfolio disclosure and may be several weeks old. Fund lists are produced by published, rules-based screens — they are not personal recommendations to buy, sell or hold any scheme. Data can contain errors; verify with the fund house before acting.

4. Our advisory model

Smart SIP Solution provides fee-only financial planning and education. We do not offer stockbroking or portfolio management services. Personal advice is given only within an engagement, after understanding your situation. See our terms of service.

5. Not tax, legal or accounting advice

Tax figures (for example FY 2025–26 slabs) are explained for education. Confirm your position with a qualified tax professional before filing.

6. Third-party links

Links to fund houses, AMFI, SEBI and other sites are provided for convenience. We are not responsible for their content.