Top ELSS tax saving funds
ELSS funds qualify for up to ₹1.5 lakh of Section 80C deduction under the old tax regime, with the shortest lock-in of any 80C option — 3 years per instalment. Under the new regime there is no deduction, so a regular flexi cap or index fund may suit better.
| # | Fund | ||||
|---|---|---|---|---|---|
| 1 |  ELSS (Tax Saver) · 11+ yrs | ₹4,948 Cr | +6.8% | +20.5% | +16.6% |
| 2 |  ELSS (Tax Saver) · 13+ yrs | ₹12,619 Cr | +9.1% | +14.7% | +14.1% |
| 3 |  ELSS (Tax Saver) · 13+ yrs | ₹31,029 Cr | -5.7% | +12.5% | +13.5% |
| 4 |  ELSS (Tax Saver) · 13+ yrs | ₹15,540 Cr | -8.6% | +11.6% | +12.7% |
| 5 | T ELSS (Tax Saver) · 12+ yrs | ₹4,500 Cr | +1.6% | +11.5% | +11.0% |
| 6 |  ELSS (Tax Saver) · 13+ yrs | ₹5,847 Cr | -1.5% | +10.3% | +10.9% |
| 7 |  ELSS (Tax Saver) · 13+ yrs | ₹14,653 Cr | -1.9% | +11.4% | +10.7% |
| 8 | DSP ELSS (Tax Saver) · 13+ yrs | ₹16,291 Cr | -5.0% | +12.0% | +10.6% |
| 9 | BO ELSS (Tax Saver) · 13+ yrs | ₹1,383 Cr | +1.9% | +11.7% | +10.6% |
| 10 | B ELSS (Tax Saver) · 13+ yrs | ₹6,798 Cr | -1.5% | +8.8% | +10.2% |
1Y/3Y/5Y are CAGR (annualised). Fund size is average AUM across all plans for June 2026.
How this list is built
- ELSS (tax saver) category
- At least 5 years of history and ₹500 Cr fund size
- Ranked by 5-year CAGR, top 10 shown
- Direct Plan – Growth option only; rules run automatically on the latest AMFI data (last run 6 Oct 2026)
This is a rules-based screen, not a personal recommendation. Past returns do not predict future returns, and a fund that suits one investor may not suit another.
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Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. NAV data: AMFI, via the open TigZig MF NAV API, as of 5 Oct 2026. Fund size: AMFI quarterly average AUM. Holdings: each AMC’s SEBI-mandated monthly portfolio disclosure. Shown for information only — not a recommendation to buy, sell or hold any scheme.