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Home / Calculators / Child Education

Child Education Planning Calculator

Plan the college fund — today's cost, education inflation (often 8–10% in India), time to admission, expected portfolio return. Get the monthly SIP that gets you there.

🇮🇳All amounts in ₹ INR · India tax law · FY 2025–26

Inputs

Future cost
₹79,30,423
Monthly SIP needed
₹17,283

Education inflation in India

Engineering and medical course fees have grown 8–11% CAGR over the past decade. Tier-1 private MBA, foreign undergrad and similar premium options often run at 10%+. Always plan with a buffer.

Recommended structure

  • 0–3 years from admission: shift to debt funds / FD to lock in.
  • 4–10 years out: hybrid funds.
  • 10+ years out: diversified equity, mid-cap mix.

Want this number turned into a plan?

Child Education Calculator answers the math. A child education calculator number lives inside a goal — retirement, tuition, a house, freedom. Sulekha Sen can map it to yours.

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