Child Education Planning Calculator
Plan the college fund — today's cost, education inflation (often 8–10% in India), time to admission, expected portfolio return. Get the monthly SIP that gets you there.
🇮🇳All amounts in ₹ INR · India tax law · FY 2025–26
Inputs
Future cost
₹79,30,423
Monthly SIP needed
₹17,283
Education inflation in India
Engineering and medical course fees have grown 8–11% CAGR over the past decade. Tier-1 private MBA, foreign undergrad and similar premium options often run at 10%+. Always plan with a buffer.
Recommended structure
- 0–3 years from admission: shift to debt funds / FD to lock in.
- 4–10 years out: hybrid funds.
- 10+ years out: diversified equity, mid-cap mix.