Personal finance guides
In-depth, India-specific guides by Sulekha Sen — each paired with a free calculator so you can run your own numbers.
SIP investing in IndiaHow SIPs work: rupee-cost averaging, choosing a fund, tax treatment, common mistakes.Read guide →Income tax FY 2025-26Old vs new regime: slabs, 80C deductions, rebates, capital gains and surcharge.Read guide →PPF 15-year strategyDeposit timing, EEE tax advantage, extension blocks and withdrawals.Read guide →Home loan EMI explainedFixed vs floating rates, prepayment maths, Section 24 and 80C deductions.Read guide →ELSS tax saving3-year lock-in, LTCG on ELSS, direct vs regular plans, picking an ELSS fund.Read guide →