Tax Saving Calculator
See how much tax you actually save by using each old-regime deduction — 80C, 80D, 80CCD(1B), HRA, home-loan interest. Optimise your annual tax-planning checklist.
🇮🇳All amounts in ₹ INR · India tax law · FY 2025–26
Inputs (old regime)
Total deductions
₹3,95,000
Estimated tax saved
₹1,23,240
Old-regime tax savings checklist
- 80C (₹1.5L): EPF, PPF, ELSS, life insurance premium, 5-yr tax-saver FD, home-loan principal, tuition fees.
- 80D (₹25k + ₹50k seniors): health insurance premium.
- 80CCD(1B) (₹50k extra): NPS Tier-I contribution.
- 80CCD(2) (~14% of basic): employer NPS — available in both regimes.
- Section 24(b) (₹2L): home-loan interest on self-occupied house.
- 80E: education-loan interest, no cap.
- HRA u/s 10(13A): see our HRA calculator.
Note: under the new regime, only 80CCD(2) and standard deduction ₹75k are available. Compare both via the Income Tax calculator.
Authoritative sources
Want this number turned into a plan?
Tax Saving Calculator answers the math. A tax saving calculator number lives inside a goal — retirement, tuition, a house, freedom. Sulekha Sen can map it to yours.
Book a free 30-min call →