Free finance calculators · Female-led planning from Shillong · SEBI-aware. Browse all →
HomeAll calculators
Investments & Mutual Funds
SIP CalculatorStep Up SIP CalculatorStock Average CalculatorLumpsum Calculator
Tax & GST
Income Tax CalculatorHRA CalculatorLTCG CalculatorTax Saving Calculator
Loans & EMI
EMI CalculatorHome Loan EMIPersonal Loan EMICar Loan EMI
Retirement & Government Schemes
PPF CalculatorEPF CalculatorNPS CalculatorSCSS Calculator
Banking & Salary
FD CalculatorRD CalculatorSalary CalculatorDiscount Calculator
Life Goals
Child EducationMarriage Calculator
Book a call →
Home / Calculators / NPV Calculator

NPV Calculator

Net Present Value — discount future project cashflows at a chosen rate, subtract the upfront investment. Positive NPV = the project beats the hurdle rate.

🇮🇳All amounts in ₹ INR · India tax law · FY 2025–26

Inputs

5 years detected.
Net Present Value
₹2,45,332

Formula

NPV = −Initial + Σ CFₜ / (1+r)ᵗ

Decision rule

  • NPV > 0: accept project
  • NPV < 0: reject
  • NPV = 0: indifferent (IRR = discount rate)

Used for capex decisions, real-estate purchases, equipment buys, even comparing two job offers with very different payout structures.

Want this number turned into a plan?

NPV Calculator answers the math. A npv calculator number lives inside a goal — retirement, tuition, a house, freedom. Sulekha Sen can map it to yours.

Book a free 30-min call →

Or read more about Sulekha · try a related calculator